To save money, or not to save money... Saving money can be difficult for a lot of people. In fact, more than 50% of Americans have less than $1,000 in savings. If you have that little in the bank, just one unexpected expense could force you into taking out a costly personal loan or into credit card debt. It’s very easy to spend money without noticing how much you’re … [Read more...] about 30 Ways to Trick Yourself into Saving Money
Making money is only one side of the coin when it comes to building wealth. Proper money management is vital, too. Some will argue that knowing how to manage your money is the true key to building wealth--more important than focusing on making money.
Learn how to manage your money wisely with our Money Management series of articles, guides, interviews, and reviews.
From budgeting to finding the best credit cards, to investing and taxes, Thrive By 30 will provide you with money management tips to put you on the path to financial freedom.
What is a credit score? A credit score is the adult version of your grade point average (GPA) in school; it is how banks and lenders judge your ability to be responsible with credit and pay back loans. Similar to how colleges and universities used your GPA to judge your ability to do well and succeed at their school, your credit score demonstrates your overall … [Read more...] about Everything You Need to Know About Your Credit Score
Tax time fills most people with dread, but millennials tend to worry more than most. According to a survey from NerdWallet and Harris Poll, 80 percent of millennials have concerns about making an error or overpaying, compared to 60 percent of those aged 55 and older. These fears can cause unnecessary stress during year-end tax planning. While nothing will free you from the … [Read more...] about Are You Making These 10 Smart Tax Moves?
If you find you’re living paycheck to paycheck, you should know that you’re not alone. This summer, Harris Poll, together with CareerBuilder, determined that 78 percent of working Americans are just scraping by until they receive their next paycheck. Surprisingly, a low income isn't the problem for many of the survey respondents, since 10 percent of working Americans making … [Read more...] about Everything You Should Know About Savings Accounts
Handling your money properly can be difficult. Small expenses and little luxuries add up quickly until your entire paycheck has disappeared, leaving you with no money to reach financial goals like saving to buy a house or investing towards your retirement. Thankfully, there is no end to the number of personal finance tools that are available to help you take control of your … [Read more...] about 6 Personal Finance Tools That Help You Meet Your Financial Goals