Living by a budget can change your life. No more stressing about what you can or can't afford, what you should or shouldn't be spending, and your future. Learning how to budget is one thing, but sticking to it is another. Why is it so hard to stick to a budget? Because it takes willpower, which we only have so much of. Willpower is like a muscle: it gets worn out after … [Read more...] about How to Make a Budget—and Actually Stick to It
Learn how to make a budget that you can follow with our Budgeting series of articles, guides, interviews, and reviews.
Budgeting is an integral part of any financial plan. Knowing how to make a budget based on your income and expenses will help you achieve financial freedom.
From budget planners to budget worksheets and templates, Thrive By 30 have you covered.
Handling your money properly can be difficult. Small expenses and little luxuries add up quickly until your entire paycheck has disappeared, leaving you with no money to reach financial goals like saving to buy a house or investing towards your retirement. Thankfully, there is no end to the number of personal finance tools that are available to help you take control of your … [Read more...] about 6 Personal Finance Tools That Help You Meet Your Financial Goals
Cutting back on household expenses can have a drastic impact on any budget. Whether your goal is to get out of debt, to fund your next vacation, or increase your retirement contributions, spending less is a surefire way to get where you want to be faster. Let’s be honest, there is plenty advice on reducing your budget out there, but most of it is stale. We all know a daily … [Read more...] about Here’s How to Reach Your Goals by Cutting Back on Expenses
If given the opportunity, nearly everyone would want to be a millionaire. However, to become a millionaire, you need to develop the financial habits of millionaires. While we often see rich people flaunt their money with expensive things, the truth is, many of these individuals are world class when it comes to frugal habits and saving money. The word “frugal” is often … [Read more...] about 12 Habits of Frugal People